The UK Parliament did not amend the RTA in 1988 to bring it into line with the Vnuk decision, so the scope of compulsory insurance remained unchanged. What has changed, however, is the possibility for aggrieved claimants (for example) on private land to bring a direct action against the UK Government for failure to transpose the Directive; and damages, not from a national motor insurer, but from MIB in its capacity as guarantor appointed by the United Kingdom to meet the requirements of compulsory European insurance. This was the situation in Lewis v Tindale & ors [2018] EWHC 2376 and subsequently before the Court of Appeal in [2019] EWCA Civ 909, where a plaintiff pedestrian was run over by the uninsured defendant driver on private land and his action resulted not only against the driver, but also against the Secretary of State and the MIB. “mechanically propelled vehicle” means, subject to paragraph 2 of this Article, a vehicle intended or adapted for mechanical propulsion, including: “motor vehicle” means, subject to section 20 of Act M1 of 1970 on the chronically ill and disabled (which contains special provisions relating to transport for disabled persons within the meaning of this Act), a mechanically propelled vehicle intended or adapted for road use; and (b)without the weight of water, fuel or accumulators used to fuel the vehicle or, where applicable, the vehicles from which the trailer is towed, as well as tools and bulk machinery. When we read a law, we always refer to terms. These definitions can be confusing because they relate to many aspects of building and use codes (and other legislation) and are broadly applicable to their use. An example of this is the reference to a road goods vehicle of category N3, i.e. vehicles used for the carriage of goods with a maximum mass exceeding 12 tonnes, or to an O4 trailer (trailers with a maximum mass exceeding 10 tonnes). Other marginal cases that tended to excite lawyers often concerned the interpretation of the phrase “caused by or out of the use of” – see, for example, Dunthorne v Bentley [1999] Lloyd`s Rep 560, in which a motorist running across a street to get gasoline for his stopped car ran over another car.

More recently, in Pilling t/a Phoenix Engineering v UK Insurance Ltd [2019] UKSC 16, the Supreme Court had no difficulty finding that a fire was not sufficiently “caused by or arising from the use of a car” when it was accidentally started by a welder who lifted the stationary, non-motorized car onto a forklift. to repair its bottom. `public place` means any street, street or other place to which the public has access by means of vehicles by operation of law or authorization, whether free of charge or free of charge; (a)it may be divided into two parts, both of which are vehicles, one of which is a motor vehicle, but may not be divided without using facilities normally available only in a workshop, and “road” is defined in section 192 as “any highway or other road to which the public has access: and includes bridges over which a road leads”. This definition provided fertile ground for arguments. In an oft-cited Scottish case Harrison v Hill 1932 JC 13, an agricultural road connecting a farm to a public road was considered a road because the public was regularly present there. Lord Sands stated: “In my view, any road can be regarded as a road to which the public has access, to which there are members of the public who have not had access either by overcoming a physical obstacle or in violation of the express or implied prohibition.” (a) For the purpose of establishing the applicability of article 216, paragraph 2, a vehicle must: that is self-propelled and capable of transporting one or more persons, equipment or equipment or equipment installed permanently or temporarily, as a motor vehicle, unless one or more of the following criteria are met; In this case, the vehicle shall not be considered to be a motor vehicle: a motor vehicle having at least four wheels and used for the carriage of passengers. (3) For the purposes of section 185 of this Act, in the case of a motor vehicle equipped with a crane, dynamo, welding facility or other special equipment or apparatus that is a permanent or essentially permanent installation, the equipment or apparatus is not considered to be cargo or a good or a load of any kind. but is considered part of the vehicle.

`hire purchase agreement` means, in respect of a mechanically propelled vehicle, a contract under which the vehicle is leased to its registered owner, except: (b) a vehicle the means of propulsion of which is electric or partly electric and partly mechanical; (a)is a motor vehicle, whether intended for road use or adapted; However, an impact study carried out by the government`s actuary department between 2017 and 2019 calculated that if the CRT were amended in 1988 to extend mandatory coverage in order to bring national legislation into line with the directive, the annual cost to the national insurance sector, which would inevitably be passed on to motorists, would be around £2 billion. As it stood, the domestic insurance industry already had to respond indirectly to Vnuk and Lewis` claims through the MIB levy mechanism.